Insurance company wants no part in guns at schools

Most school districts across the state, including USD 259, already were planning not to allow employees to carry concealed guns in schools. But the districts have an added financial reason to continue their bans on guns: insurance. EMC Insurance Companies, the state’s main insurer of schools, informed districts that it won’t insure them if they allow employees to carry guns, the Topeka Capital-Journal reported. “We are making this underwriting decision simply to protect the financial security of our company,” the company said in a letter to districts. The Wichita district gets its insurance through Lexington Insurance. The company has not said whether it would drop coverage or raise rates if guns were allowed, a district spokeswoman said. Sen. Forrest Knox, R-Altoona, who championed gun-law changes, isn’t concerned about the insurance issue. “There are alternative insurers,” he told the Capital-Journal. “The markets are going to take care of this.”