When considering your investment risk, you may be willing to accept a 15 percent loss. But if you think about it in terms of a dollar loss — $45,000, for example — are you still OK with taking that gamble?
That’s one of the helpful tips in a Washington Post article that challenges readers to adopt new guidelines for smart investing.
Wednesday is the deadline to file your state and federal tax returns (unless, of course, you file for an extension).
If you’re still awaiting a tax refund, you might want to consider these helpful suggestions on what to do with it.
In a nutshell, here’s the six suggestions:
- Save for a rainy day
- Pay off debt
- Put away for your retirement
- Save for college
- Gain some job skills (resume-writing, etc.)
- After you’ve been responsible, spend some on yourself, such as travel, etc.)
By the way, if you’re still working on your taxes – or haven’t started at all – Eagle reporter Deb Gruver tells you where to get free help.
Are your old appliances driving up your energy bill? Don’t have the cash to replace them? You may qualify for state financial assistance replacing them.
Learn more about the Residential Appliance Replacement Program and find out if you meet the criteria.
Those looking to cut unnecessary spending from their budgets likely have considered getting rid of cable TV altogether. The San Jose Mercury News raises a few questions you should ask yourself first, including:
- Are your favorite TV shows available online? Are they in high definition?
- When are the shows or movies available? The article points out that Web sites like Hulu offer only the most recent episodes.
- Are you able to find the videos you want for free?
The bottom line is making a decision that’ll save you money … not one that will force you to incur unexpected costs.
Husbands and wives would like to share many things, perhaps, but the experience of being laid off — especially when it’s at the same time — isn’t one of them. An article from the Milwaukee Journal Sentinel addresses this unfortunate phenomenon, providing helpful tips such as “Agree to take turns being the more supportive and optimistic partner”. In down times, it’s important to manage your emotions as well as your money, experts say.
The Eagle’s Deb Gruver reported today that the Kansas attorney general’s office is urging homeowners to be wary of mortgage modification scams.
Guard yourself — and your money — with additional tips for avoiding scams from the attorney general’s office. Among other topics, the office addresses Internet auctions, charity fraud, sweepstakes and more.
A Washington Post article offers interesting suggestions for those faced with the potentially awkward task of talking with their employer about a severance agreement after a layoff.
The article says to consider all benefits, including health coverage, unused vacation time and help finding a new job.
Bottom line? Don’t hesitate to negotiate.
CBS’ “The Early Show” continues to have helpful hints on areas you could cut costs in your budget. A report this morning points out five “retail ripoffs” you might want to keep in mind. The offending products:
- Movie popcorn
- Wine in restaurants
- Prescription drugs
- Coffee
- Precut fruits and vegetables
The story offers alternatives to the highly marked-up products.
Watch the video report:
Haven’t filed your taxes yet? Need help, but looking for an inexpensive way to get it?
My colleague Deb Gruver, who, among other things, posts government news and insights on The Eagle’s Wichitopekington blog, had a great item today about places where you can get free tax preparation in Sedgwick County.
The “Supermarket Guru” Phil Lempert offers on his Web site recipes, tips and ideas to save money on groceries.
A recent article combines some of his suggestions with those from chefs and retailers. Check out one of the tips that I found most helpful:
Find inexpensive recipe ideas from Pampered Chef (their featured recipes cost about $2 per serving) and USDA, which offers a function in which you can search for affordable recipes that cost any amount per serving or total recipe. (A recent search surfaced 408 recipes that cost less than $2 per serving.)