Stories with tips on how to survive this economic downtown are a dime a dozen. You can get many helpful hints daily in an almost-daily basis on Page 2 of The Eagle’s print edition and at Kansas.com in our News2Use section.
CBS’ “The Early Show” continues to have helpful hints on areas you could cut costs in your budget. A report this morning points out five “retail ripoffs” you might want to keep in mind. The offending products:
Movie popcorn
Wine in restaurants
Prescription drugs
Coffee
Precut fruits and vegetables
The story offers alternatives to the highly marked-up products.
We’re all about passing on tips on how to squeeze more out of your budget. Today’s Eagle has another 25 ways for you to start stretching your funds.
A sampling of the ideas:
Switch auto insurers, or ask your insurer to give you a better rate.
Call your credit card issuers and ask for a better rate — or to have that late fee removed. Credit card companies usually allow two courtesy removals of late fees (which can top $40) if you call right away and ask forgiveness. Ask for a better interest rate too — you don’t have to drive a hard bargain to do this. They don’t want to see you taking your business elsewhere.
Drive less aggressively. Taking it easy on accelerating and braking is the single most effective way to save on gas, according to the car-buying Web site Edmunds.com — an average of 31 percent savings, according to its tests.
Go to freeshipping.org and get promotion codes for free shipping from 800 retailers.
Wichita is used to the ups and downs of the jobs cycle, certainly. But that doesn’t make it any easier emotionally. So what do you do IF or, for more and more people, WHEN you lose your job? A story in today’s Wichita Eagle has some excellent, upbeat ways for you to survive – even thrive – if you lose your job.
I fondly recall listening as a kid as my grandmother, my mom and my aunts recounted how they completely cleaned their plates and picked every last piece of meat off those chicken bones. They had to. It was tough living during the Great Depression in rural Iowa.
So I perked up when a colleague pointed out there’s a 90-some-year-old lady hawking her Great Depression cooking as a way to get through this, erm, economic downturn. Clara Cannucciari, a great-grandmother from upstate New York, has a YouTube channel, a Facebook page (search for (Clara Cannucciari) a Web site, of course, and apparently a good publicist. She’s promoting a DVD on her site. But she shares many on YouTube.
Times are tough, but there are ways you can still live the life somewhat close to what you’re used to. By adjusting your daily habits and buying patterns – even your accessorizing – you can still *look and feel* like you’re living like you used to.
Use the same shampoo and other bathroom products you always have, but save money by using less. A dime-size dollop of shampoo. Covering just the bristles of your brush with toothpaste.
Instead of buying a lot of new clothes, use jewelry to accent old stuff.
Download movies from iTunes for $3, or visit a Red Box kiosk (we have them here…) to get $1-a-night videos.
A recent story says prepaid phones, which provide a set number of minutes, are becoming a more appealing financial option as careful household budgeting becomes paramount in a tight economy.
According to the story, Consumer Reports says that a family with two cell phones that talks 700 minutes per month could save $100 to $220 a year buying per-minute packs from Virgin Mobile (which is available in Wichita) as opposed to large carriers’ contract family plans. And for really incessant talkers, Virgin’s $80 prepaid unlimited plan will save them $240 a year compared with unlimited contract plans from the major carriers.
Do you have tips or links to share about ways to manage the economic downturn? Send them to us, and we'll share them here. E-mail Lori O'Toole Buselt at lbuselt@wichitaeagle.com.